ATM Hardware Capitalization Solutions for Banks

ATM hardware capitalization is a financial strategy that allows banks and financial institutions to shift the high costs of ATM ownership, such as acquisition, maintenance and disposal, to a third-party provider like Brink’s AMS. Our model treats ATM hardware as a service rather than a capital expenditure, helping to preserve a bank’s capital for other investments. It is often referred to as ATM hardware as a service or ATM equipment leasing for banks.

By choosing ATM hardware as a service, you no longer need to use your own capital to purchase expensive ATM hardware upfront. Instead, you pay a predictable, ongoing fee that covers the equipment, maintenance and other services. This approach frees up significant capital that can be used for other strategic initiatives, improving your financial flexibility and ATM hardware ROI.

ATM lifecycle financing refers to the comprehensive management of an ATM’s entire lifespan, from acquisition and deployment to maintenance and eventual divestment. Brink’s offers a full-service solution that includes flexible ownership models and tailored contracts. We can either fully acquire your ATM assets or enter into a partnership, allowing you to choose the level of control that best suits your needs. This simplifies the process and maximizes the ATM asset value recovery when the time comes to upgrade.

Yes, Brink’s has a proven expertise in ATM acquisition and divestment. Our team expertly manages the end-to-end divestment process, ensuring a seamless asset transfer. This helps you simplify the complex process of selling or retiring older ATM machines, maximize returns and streamline operations.

The transition process is a key part of our strategic partnership. We work closely with your team to develop a phased implementation plan that minimizes disruption to your operations and ensures a seamless transition, with a timeline tailored to your specific fleet size and complexity.